- Minimum Premium Rs. 5000/-
- Maximum Premium Rs. 15000/-
- Premium Multiple Rs. 5000/-
- Allocation 30% in 1st year. 97% from 2nd year onwards.
- Entry Age 0-60
- Entry Age with Riders 18-50 Yrs.
- Maturity Age 18-70 Yrs.
- Minimum Policy Term -10 Yrs.
- Maximum Policy Term Maturity Age - Entry Age
- Sum Assured - Mimimum=5 X Annual Premium, Maximum=Term X Annul Prem.
- Rider Sum Assured - Mimimum=Rs. 50000, Maximum=Basic Sum Assured.
Riders:-
- Accidental Death Benefit (ADBR)
- Accidental Permanent Total/Partial Disability Benefit (APT/PDB)
- Critical Illness Benefit (CI)
- Hospital Cash Benefit (HCB)
Maturity Benifit - Fund Value
Death Benefit - Sum Assured Plus Fund Value
Surrender Charges - Nil After 8 Policy Years
Partial Withdrawals - Allowed after 3 years provided all 3 premiums are paid and the Fund Value must be minimum 125% of annual premium.Minimum amount to be withdrawn is 1000.No partial withdrawal allowed in case of a minor till he reaches the age of 18 years.
Option to Increase/ Decrease Premium After payment of 3 policy years premium, it can be Increased / Decreased but after the change Sum Assured must be at least equal to five times of the revised premium
Suggested Fund Equity Index Fund II
Fund Switching 3 Switches available free in each policy year.Maximum Rs.100 chargeable per switch in case of more than 3 switches.
Revival Period - 2 Yrs from the date of first unpaid due premium.
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