Special Features:-
- A unique Guaranteed Investment return plan:- ,d vuks[kk xkjUVhM fuos'k okilh IykuA
Guaranteed investment return declared at the start of each financial year.
xkjUVhM fuos'k okilh % foRr o"kZ ds vkjEHk esa
- Higher Investment: - mPpre fuos'k
95% of the net premium will be invested.:-
'kq) fizfe;e dk 95 izfr'kr fuos'k A
- Higher Sum Assure: - mPpre chek/ku
10, 15 & 20 times Sum Assured subject to maximum policy term.
vf/kdre chekvof/k ds vuqlkj 10] 15 o 20 xquk chek/kuA
- Loyalty Addition: - vfrfjDr ykHk
10% of premium credited as loyalty addition from 11th policy year.
11 osa chek o"kZ ls fizfe;e dk 10 izfr'kr vfrfjDr YkkHk A
- 100% life Insurance Premium deducted during the policy term will be returned back.
chek vof/k ds nkSjku dkVh xbZ thou chek fizfe;e dk 100 izfr'kr iquHkZqxrku A
- Tension Free plan: - fpUrk eqDr Iyku
Totally free from ups and downs of share Market.
'ks;j cktkj ds mrkj p<+ko ls iq.kZ :i ls eqDrA
- Very Simple documentation: vklku izi=
No Benefit Illustration (BI) is required. csusfQV byqLVjs'ku dh vko';drk ughaA
- Four types of riders are available.
pkj izdkj ds jkbMj miyC/kA
- Loan Facility Available.
_.k lqfo/kk miyC/kA
- Income Tax Benefit U/S 80 (C) & 10 (10D)
bude VsDl ykHk /kkjk 80(C) o /kkjk 10 (10D) esa
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| PARAMETERS | FEATURES |
| Premium |
Minimum-Rs.-12000/- , Maximum- No Limit, Multiple- Rs.-1000/- |
Sum Assured |
10, 15 & 20 Times sub. to maximum policy term. |
Age at Entry |
Minimum- 7 Yrs., Maximum- 50 Yrs. (For rider 18-50 Yrs.) |
| Policy Term |
Minimum- 20 Yrs., Maximum- 25 Yrs. |
| Age at Maturity |
Maximum- 70 Yrs. (18 in case of minor life) |
| Death Benefit |
Sum Assured + Accrued Maturity Value. |
| Maturity Benefit |
Accrued Maturity Value + 100% Life Insurance Premium deducted. |
| Riders Available |
Comprehensive Accidental Protection, Critical Illness, Hospital Cash Benefit, Family Income Benefit. |
| Loan |
Equal to 85% of the Surrender Value |
| Revival Period |
2 Yrs from the date of first unpaid due premium. |
| Surrender |
After 3 policy years ( if first 3 regular premium paid) |
| Loyalty Addition |
10 % of premium from 11th years (if 10 regular premium paid)
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