- A unique Guaranteed Bonus Plan:- ,d vuks[kk xkjUVhM cksul IykuA
Guaranteed Bonus @ 4% of SA at end of each Policy Year.
Regular Bonus As per the rate declared every year.
xkjUVh cksul & chek jkf'k ds 4 izfr'kr jkf'k ds cjkcj cksul izfr o"kZ ds vUr esa]
fu;fer cksul & dEiuh }kjk ?kks"k.kk dh gqbZ nj ds vuqlkj]
- Tension Free Plan : - fpUrk eqDr Iyku
Totally free from ups and downs of share Market.
'ks;j cktkj ds mrkj p<+ko ls iq.kZ :i ls eqDr
- Very simple documentation : - vklku izi=
No Benefit Illustration (BI) is required.
csusfQV bysLVs'ku dh vko';drk ughaA
- Low premium size : - de fizfe;e jkf'k
Minimum Premium is Rs. 5000/- with a multiple of Rs. 1000/-
U;qure fizfe;e :- 5000@& rFkk :- 1000@& ds xq.kd esa]
- Double benefit Plan :- @nksgjk Qk;nk
Double Sum Assured in case of Accidental Death.
nq/kZVuk e`R;q dh n'kk esa nwxuh chek /ku jkf'k dk Hkqxrku]
- Auto Cover :- @chek ykHk
In case of Non Payment of Premium, Auto Cover for full SA for 2 Yrs.
fizfe;e fd'rksa ds Hkqxrku u gksus dh n'kk esa Hkh 2 o"kksaZ rd iqjh chek jkf'k dk daoj]
- Guaranteed Surrender Value.
xkjaVhM ljsUMj jkfk
- Loan Facility Available
_.k dh lqfo/kk
- Assignment Facility Available.
leuqns'ku dh lqfo/kk
- Income Tax Benefit U/S 80 (C) & 10 (10D)
bude VsDl ykHk /kkjk 80(C) o /kkjk 10 (10D) esa
|
| PARAMETERS | FEATURES |
|---|
| Premium |
Minimum-Rs. 5000/-, Maximum- No Limit, Multiple- Rs.1000/- |
Sum Assured |
On the basis of:-
Age, Policy Term & Prem. Amt. - As per Table / Calculator
Minimum SA for Additional Rider Rs.50000/-.
|
Age at Entry |
Minimum-18 Yrs, Maximum- 60 Yrs ( For Rider- 50 Yrs) |
| Policy Term |
Minimum-10 Yrs, Maximum- 30 Yrs |
| Age at Maturity |
Maximum-70 Yrs |
| Death Benefit |
Sum Assured Plus Vested Bonus Plus Guaranteed Addition
Double Sum Assured in case of Accidental Death
|
| Maturity Benefit |
Sum Assured Plus Vested Bonus Plus
Guaranteed Addition @ 4% of Sum Assured for each year.
|
| Riders Available |
Accidental Permanent Total/Partial Disability Benefit (APT/PDB)
Family Income Benefit
|
| Minimum Guaranteed Surrender Value(GSV) |
After payment of first 3 yrs premium in full.
GSV = 30% ( Total prem. paid Prem. paid in first yr )
|
| Loan |
Equal to 90% of the Surrender Value |
| Revival Period |
2 Yrs from the date of first unpaid due premium. |
| Assignment |
Facility available as per rules. |
| Sum Assured Table |
Refer Sum Assured table / Calculator for accurate Sum Assured.
|
